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Calculators


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

 

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %

 


Browse these homes for sale to find the perfect home!  View virtual tours, send  Hurst Home Realty listings to family and friends.

Can't find what you're looking for? No problem.  Try the Hurst Home Realty's  Home Search absolutely .  Not only will you be notified by email of all our new listings that match your search criteria, but your homes search will find other featured homes for sale in Placer County and Sacramento County by other local real estate agents.   You can e-mail me with any questions or concerns at Cyndi@HurstHomeRealty.com

 


 
Sale Pending
37 photos

7402 Black Tree Lane

"Desirable Oak Crest Village Condo"
SALE PENDING
$278,000
"Great Price'1"
City Citrus Heights
Size 1369 sq. ft.
Bedrooms 2
Bathrooms 2


Contact Us


Cyndi Hurst
916-652-8048(Office)
800-706-9596(Toll-Free)
916-764-7885(Cell)
888-794-2474(Fax)

3555 Taylor Rd, Suite C
Loomis, California, 95650


Bill Hurst - Co-Owner
916-652-8048(Office)
800-706-9596(Toll-Free)
888-794-2474(Fax)

3555 Taylor Rd, Suite C
Loomis, California, 95650


Lynette Verholtz
916-652-8048(Office)
530-917-4255(Cell)
888-827-5853(Fax)

3555 Taylor Rd, Suite C
Loomis, California, 95650

 

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